101 Kearny St

101 Kearny St is a 4-story building in Downtown San Francisco with 99% of its floor area within daylight reach of a facade. This screen estimates 23 homes and scores it 87 out of 100 for office-to-residential conversion suitability.

CA-11 · Screened 2026-10-12 · Strong candidate

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Also addressed as 100 Post St: San Francisco’s address records place both on this one footprint.

Where 101 Kearny St is

Its block in Downtown San Francisco, drawn from San Francisco's own building outlines and street centerlines.

41 Montgomery St: scores 100 out of 10088 Kearny St: scores 100 out of 100201 Grant Ave: scores 94 out of 10060 Maiden Ln: scores 91 out of 10057 Post St: scores 90 out of 100246 Sutter St: scores 90 out of 10028 Geary St: scores 90 out of 10025 Kearny St: scores 89 out of 100312 Sutter St: scores 89 out of 10044 Montgomery St: scores 89 out of 100245 Post St: scores 89 out of 10050 Maiden Ln: scores 88 out of 100123 Kearny St: scores 87 out of 100600 Market St: scores 85 out of 100150 Post St: scores 82 out of 100648 Market St: scores 82 out of 1001 Claude Ln: scores 76 out of 100100 Kearny St: scores 68 out of 1001009491908988878582826887SUTTER STPOST STKEARNY STMAIDEN LNROBERT KIRK LNVER MEHR PLGRANT AVEMARKET STN100 ftDowntown San Francisco
Suitability score
0–29
30–49
50–69
70–100
  • Already housing
  • Not screened
  • 101 Kearny St
101 Kearny St and the 1,000 ft of Downtown San Francisco around it. The streets are drawn at the width of the right-of-way they run down, sidewalks included, and named, and every building on these blocks is drawn. What is left open and stippled is neither: a surface lot, a plaza or a vacant parcel. The screened buildings are colored by the ramp above, the same one the district map uses, carry their score, and each is a link to its own page. Each casts a shadow as long as its measured height lets it, so towers stand out from the low buildings around them; the unscreened buildings have no measured height and cast none. 101 Kearny St is outlined in its own score color at the outline it covers at ground level. Its windowless core is hatched. The inset places it among every building the screen covers.
35 ftAA25 ftDaylit 99%Core 38 sq ft
Floor plan: 99% of each floor sits within daylight reach of a facade. The shading is daylight, darkest at the windows and gone 35 ft in. The hatched area is windowless core: 38 sq ft per floor that must be renovated but can never be rented as an apartment. The dimension marks the deepest interior point, 35 ft from the nearest window. A–A is where the section beside it is cut.
No homesWindowless core4 floors25 ft
Section A–A: cut across the depth of the plate, through the middle of the core. Daylight reaches 35 ft in from every facade, fading as it goes, and the hatched stripe left between the lit edges is floor that gets converted and can never be rented: 38 sq ft on the floor the screen scores, and 115 sq ft over 3 residential floors. The shaded ground floor is converted like the rest and counted as no homes.

This building does not pencil on its own, but a modeled RESIDE Act grant would close the gap if the building qualified for one.

Every floor carries 38 sq ft of windowless core — area that must be gutted, seismically braced and sprinklered but can never be rented as an apartment. Across 3 residential floors that is 115 sq ft of cost carrying no revenue.

Modeled conversion metrics for 101 Kearny St, 2026-10-12.

Suitability scoreStrong candidate87 / 100
Storiesfrom 63 ft LiDAR (2010) height ÷ 12 ft floor-to-floor4
Floor plateper floor, from the city footprint7,256 sq ft
Daylight efficiencyshare within 35 ft of a facade99%
Deepest interior pointviability threshold is 80 ft35 ft
Windowless coreper floor — renovated but never rentable38 sq ft
Estimated homesat 750 sq ft average23
Conversion cost$405/sq ft all-in on 21,767 sq ft$8.8M
Gap before grantshortfall against completed value$397K
Modeled RESIDE grantbelow the statutory cap$1.4M
BuiltSan Francisco's own record of the construction year1909
ZoningFinancial District/South BeachC-3-O
Opportunity Zonenot in a 2018 designated tractNo

The plan: window line, shape and floor rhythm

46 ft of exterior wall for each home the screen estimates — enough for two- and three-bedroom homes across the plan.

The typical floor has 352 ft of exterior wall, and across 3 residential floors the building carries 1,056 ft of it in total, divided among the 23 homes this screen estimates.

Its plate is compact at 0.74: close to a square or a circle, the most efficient envelope an office can have and the least generous one for apartments: little perimeter to divide among homes. How window line and plate shape are measured.

At the model’s 750 sq ft average, the plan works out at about 7.7 homes per floor, repeated on every residential floor, since this building's outline does not change as it rises.

Why 101 Kearny St scores 87 out of 100

Daylight efficiency 100, Interior depth 100, Scale 15, Finance 100 — each out of 100, then weighted.

Score components for 101 Kearny St. Points are the subscore times its weight.

ComponentSubscoreWeightPoints
Daylight efficiency99% of the floor area within 35 ft of a facade, scored from 40% up to 90%10045%45.0
Interior depthdeepest interior point 35 ft from a facade, scored from 80 ft down to 40 ft10025%25.0
Scale23 estimated homes, scored from 0 up to 1501515%2.3
Financecompleted value covers conversion cost with 11% to spare, which tops out the component10015%15.0

Most of what it earns comes from daylight efficiency, and what holds it back most is scale, at 15 out of 100: 23 estimated homes, scored from 0 up to 150.

Built in 1909

San Francisco records this building as going up in 1909, which puts it in the pre-1920 stock.

As a rule, the era that converts most readily: load-bearing masonry, small floor plates laid out before deep-plan offices were possible, operable windows and generous floor-to-floor heights. The usual obstacles are not daylight but hazardous materials, lifts and bringing structure up to current code. That is the era’s general tendency rather than a finding about this building — the model reads an outline and a height, and can see nothing inside — but it is the first thing an architect would want to know, and it colours how much confidence the 99% daylight figure above deserves.

What the conversion would cost

$405 per square foot all-in across 21,767 sq ft of converted floor, or $8.8M in total — about $383K for each of the 23 homes.

All-in cost per square foot for 101 Kearny St: base cost plus the code work a change of use triggers.

Base conversion cost$260/sq ft
Seismic retrofit (change of use)$45/sq ft
Plumbing risers to every unit$40/sq ft
Operable windows and glazing$30/sq ft
Additional egress stair$18/sq ft
Fire sprinklers (NFPA 13R)$12/sq ft
All-in$405/sq ft

That cost is charged across every converted square foot, including the 115 sq ft of windowless core, which has to be gutted, seismically braced and sprinklered like the rest of the building and then earns nothing. Against it the model sets a completed value of $366K a home, which for 23 homes is $8.4M.

What would have to be true

A $397K gap before any grant, which the modeled $1.4M closes. What would reopen it soonest: circulation efficiency 9% down.

The shortfall before any grant is $397K. Closing it from the value side means each of the 23 homes finishing at $383K rather than the $366K the model assumes — 5% more. Closing it from the cost side means getting all-in cost down from $405 to $387 per square foot.

A modeled RESIDE grant of $1.4M moves that threshold to $323K a home. That is below the assumed value, which is why this building counts as unlocked by the grant — subject to it qualifying under the law's vacant-and-abandoned test, which this data cannot show.

Each of these, moved on its own, would be enough to undo that for 101 Kearny St:

Single-assumption flip points for 101 Kearny St, each holding the other three at their defaults.

Circulation efficiencythe binding constraint — the least this building would need9% downto 73%
Average unit size10% upto 825 sq ft
Completed value per home12% downto $323K
Conversion cost per square foot17% upto $305/sq ft

All four are sliders in the survey, where 101 Kearny St re-scores against your own numbers.

How it compares in Downtown San Francisco

101 Kearny St ranks 103rd of the 205 buildings screened here, against a median score of 87.

Its floor plate is better lit than 70% of them, and shallower than 71% of them at its deepest interior point. On size it is the 204th largest by estimated homes. The full survey of all 205 buildings ranks and maps every one of them, and the list by address links each to its own page.

Within Financial District/South Beach and the C-3-O zone

86th of 165 in Financial District/South Beach, 53rd of 88 zoned C-3-O — the comparison that shares its rules, rents and streets.

San Francisco places 165 of the screened buildings in Financial District/South Beach. 101 Kearny St ranks 86th of them against a median score of 88. 121 score 70 or more, their median deepest interior point is 47 ft from a facade against this building’s 35 ft, and together they would hold an estimated 40,456 homes. The group’s top scorer is 870 Market St, at 100.

88 of the screened buildings are zoned C-3-O. 101 Kearny St ranks 53rd of them against a median score of 89. 76 score 70 or more, their median deepest interior point is 44 ft from a facade against this building’s 35 ft, and together they would hold an estimated 21,444 homes. The group’s top scorer is 266 Bush St, at 100.

Its nearest match in size: 182 2nd St

The screened building closest to 101 Kearny St in converted floor area is 182 2nd St: 21,203 sq ft over 4 stories, against 21,767 sq ft over 4 here.

The two land within a few points of each other — 87 here, 87 there — so at this size the screen reads them as much the same prospect. On the money they sit in the same place: each pencils only with the modeled RESIDE grant. The two stand about 1,800 ft apart.

Would it qualify for a RESIDE Act grant?

The model awards 101 Kearny St $1.4M, on the assumption it qualifies. Whether it does, no published dataset can say.

That figure assumes the building meets the Act’s vacant-and-abandoned test, which turns on code-enforcement and receivership records no city publishes.

It does not sit in a 2018 designated Opportunity Zone, so it would not draw that Section 201 priority.

Other buildings screened near 101 Kearny St

The 4 closest the screen also covers, from 70 ft away. They are the colored outlines on the plan at the top of this page.

  • 123 Kearny St
    4 stories · 100% daylit · 24 estimated homes · scores 87/100 (Strong candidate)
    about 70 ft away
  • 150 Post St
    7 stories · 86% daylit · 81 estimated homes · scores 82/100 (Strong candidate)
    about 180 ft away
  • 100 Kearny St
    38 stories · 75% daylit · 602 estimated homes · scores 68/100 (Worth a feasibility study)
    about 210 ft away
  • 88 Kearny St
    21 stories · 100% daylit · 236 estimated homes · scores 100/100 (Strong candidate)
    about 230 ft away

A screen, not a feasibility study, from outlines and heights rather than plans: the method and how to correct a figure. If you know this building’s interior, you know what this model cannot see.