601 Montgomery St

601 Montgomery St is a 20-story building in Downtown San Francisco with 83% of its floor area within daylight reach of a facade. This screen estimates 240 homes and scores it 83 out of 100 for office-to-residential conversion suitability.

CA-11 · Screened 2026-10-12 · Strong candidate

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Where 601 Montgomery St is

Its block in Downtown San Francisco, drawn from San Francisco's own building outlines and street centerlines.

505 Sansome St: scores 99 out of 100540 Montgomery St: scores 91 out of 100545 Sansome St: scores 91 out of 100555 Montgomery St: scores 84 out of 100603 Commercial St: scores 77 out of 100475 Sansome St: scores 74 out of 100999184777483CLAY STMERCHANT STWASHINGTON STCOMMERCIAL STKEARNY STMONTGOMERY STLEIDESDORFF STN100 ftDowntown San Francisco
Suitability score
0–29
30–49
50–69
70–100
  • Already housing
  • Not screened
  • 601 Montgomery St
601 Montgomery St and the 1,000 ft of Downtown San Francisco around it. The streets are drawn at the width of the right-of-way they run down, sidewalks included, and named, and every building on these blocks is drawn. What is left open and stippled is neither: a surface lot, a plaza or a vacant parcel. The screened buildings are colored by the ramp above, the same one the district map uses, carry their score, and each is a link to its own page. Each casts a shadow as long as its measured height lets it, so towers stand out from the low buildings around them; the unscreened buildings have no measured height and cast none. 601 Montgomery St is outlined in its own score color at the outline it covers at ground level. Its windowless core is hatched. The inset places it among every building the screen covers.
54 ftAA50 ftDaylit 83%Core 2,375 sq ft
Floor plan: 83% of each floor sits within daylight reach of a facade. The shading is daylight, darkest at the windows and gone 35 ft in. The hatched area is windowless core: 2,375 sq ft per floor that must be renovated but can never be rented as an apartment. The dimension marks the deepest interior point, 54 ft from the nearest window. A–A is where the section beside it is cut.
Windowless core20 floors50 ft
Section A–A: cut across the depth of the plate, through the middle of the core. Daylight reaches 35 ft in from every facade, fading as it goes, and the hatched stripe left between the lit edges is floor that gets converted and can never be rented: 2,375 sq ft on the floor the screen scores, and 45,131 sq ft over 19 residential floors. The shaded ground floor is converted like the rest and counted as no homes.

This building does not pencil at default assumptions, even with a modeled RESIDE Act grant.

Every floor carries 2,375 sq ft of windowless core — area that must be gutted, seismically braced and sprinklered but can never be rented as an apartment. Across 19 residential floors that is 45,131 sq ft of cost carrying no revenue.

Modeled conversion metrics for 601 Montgomery St, 2026-10-12.

Suitability scoreStrong candidate83 / 100
Storiesfrom 260 ft LiDAR (2010) height ÷ 12 ft floor-to-floor20
Floor plateper floor, from the city footprint14,258 sq ft
Daylight efficiencyshare within 35 ft of a facade83%
Deepest interior pointviability threshold is 80 ft54 ft
Windowless coreper floor — renovated but never rentable2,375 sq ft
Estimated homesat 750 sq ft average240
Conversion cost$405/sq ft all-in on 270,910 sq ft$109.7M
Gap before grantshortfall against completed value$21.9M
Modeled RESIDE grantat the statutory per-award cap$10.0M
BuiltSan Francisco's own record of the construction year1978
ZoningChinatownC-3-O
Opportunity Zonenot in a 2018 designated tractNo

The plan: window line, shape and floor rhythm

37 ft of exterior wall for each home the screen estimates — enough for two- and three-bedroom homes across the plan.

The typical floor has 470 ft of exterior wall, and across 19 residential floors the building carries 8,937 ft of it in total, divided among the 240 homes this screen estimates.

Its plate is compact at 0.81: close to a square or a circle, the most efficient envelope an office can have and the least generous one for apartments: little perimeter to divide among homes. How window line and plate shape are measured.

At the model’s 750 sq ft average, the plan works out at about 12.6 homes per floor, repeated on every residential floor, since this building's outline does not change as it rises.

Why 601 Montgomery St scores 83 out of 100

Daylight efficiency 87, Interior depth 65, Scale 100, Finance 82 — each out of 100, then weighted.

Score components for 601 Montgomery St. Points are the subscore times its weight.

ComponentSubscoreWeightPoints
Daylight efficiency83% of the floor area within 35 ft of a facade, scored from 40% up to 90%8745%39.0
Interior depthdeepest interior point 54 ft from a facade, scored from 80 ft down to 40 ft6525%16.2
Scale240 estimated homes, scored from 0 up to 15010015%15.0
Financeremaining gap is 11% of conversion cost, scored from 60% down to 0%8215%12.3

Most of what it earns comes from daylight efficiency, and what holds it back most is interior depth, at 65 out of 100: deepest interior point 54 ft from a facade, scored from 80 ft down to 40 ft.

Built in 1978

San Francisco records this building as going up in 1978, which puts it in the late-modern stock.

As a rule, typically the hardest to convert: the deepest plates of any era, large central cores, and floor-to-floor heights tight enough that running residential drainage under a ceiling can be the thing that ends a project. That is the era’s general tendency rather than a finding about this building — the model reads an outline and a height, and can see nothing inside — but it is the first thing an architect would want to know, and it colours how much confidence the 83% daylight figure above deserves.

What the conversion would cost

$405 per square foot all-in across 270,910 sq ft of converted floor, or $109.7M in total — about $457K for each of the 240 homes.

All-in cost per square foot for 601 Montgomery St: base cost plus the code work a change of use triggers.

Base conversion cost$260/sq ft
Seismic retrofit (change of use)$45/sq ft
Plumbing risers to every unit$40/sq ft
Operable windows and glazing$30/sq ft
Additional egress stair$18/sq ft
Fire sprinklers (NFPA 13R)$12/sq ft
All-in$405/sq ft

That cost is charged across every converted square foot, including the 45,131 sq ft of windowless core, which has to be gutted, seismically braced and sprinklered like the rest of the building and then earns nothing. Against it the model sets a completed value of $366K a home, which for 240 homes is $87.8M.

What would have to be true

A $21.9M gap before any grant, $11.9M after the modeled one. The smallest single change that would close it: average unit size 12% down.

The shortfall before any grant is $21.9M. Closing it from the value side means each of the 240 homes finishing at $457K rather than the $366K the model assumes — 25% more. Closing it from the cost side means getting all-in cost down from $405 to $324 per square foot.

A modeled RESIDE grant of $10.0M moves that threshold to $415K a home. That is still above the $366K assumed, leaving $11.9M uncovered, which is why the grant does not unlock this one.

Nor do all four levers have to move. For 601 Montgomery St, one alone would close the gap at:

Single-assumption flip points for 601 Montgomery St, each holding the other three at their defaults.

Average unit sizethe binding constraint — the least this building would need12% downto 662 sq ft
Circulation efficiency13% upto 91%
Completed value per home14% upto $415K
Conversion cost per square foot17% downto $216/sq ft

All four are sliders in the survey, where 601 Montgomery St re-scores against your own numbers.

How it compares in Downtown San Francisco

601 Montgomery St ranks 118th of the 205 buildings screened here, against a median score of 87.

Its floor plate is better lit than 41% of them, and shallower than 41% of them at its deepest interior point. On size it is the 72nd largest by estimated homes. The full survey of all 205 buildings ranks and maps every one of them, and the list by address links each to its own page.

Within Chinatown and the C-3-O zone

6th of 12 in Chinatown, 61st of 88 zoned C-3-O — the comparison that shares its rules, rents and streets.

San Francisco places 12 of the screened buildings in Chinatown. 601 Montgomery St ranks 6th of them against a median score of 80. 11 score 70 or more, their median deepest interior point is 54 ft from a facade against this building’s 54 ft, and together they would hold an estimated 2,335 homes. The group’s top scorer is 505 Sansome St, at 99.

88 of the screened buildings are zoned C-3-O. 601 Montgomery St ranks 61st of them against a median score of 89. 76 score 70 or more, their median deepest interior point is 44 ft from a facade against this building’s 54 ft, and together they would hold an estimated 21,444 homes. The group’s top scorer is 266 Bush St, at 100.

Its nearest match in size: 555 Montgomery St

The screened building closest to 601 Montgomery St in converted floor area is 555 Montgomery St: 265,851 sq ft over 20 stories, against 270,910 sq ft over 20 here.

The two land within a few points of each other — 83 here, 84 there — so at this size the screen reads them as much the same prospect. On the money they sit in the same place: each falls short even with the modeled grant. The two stand about 200 ft apart.

Would it qualify for a RESIDE Act grant?

The model awards 601 Montgomery St $10.0M, on the assumption it qualifies. Whether it does, no published dataset can say.

That figure assumes the building meets the Act’s vacant-and-abandoned test, which turns on code-enforcement and receivership records no city publishes.

It does not sit in a 2018 designated Opportunity Zone, so it would not draw that Section 201 priority.

Other buildings screened near 601 Montgomery St

The 4 closest the screen also covers, from 160 ft away. They are the colored outlines on the plan at the top of this page.

  • 555 Montgomery St
    20 stories · 84% daylit · 238 estimated homes · scores 84/100 (Strong candidate)
    about 160 ft away
  • 540 Montgomery St
    10 stories · 100% daylit · 62 estimated homes · scores 91/100 (Strong candidate)
    about 260 ft away
  • 603 Commercial St
    24 stories · 81% daylit · 303 estimated homes · scores 77/100 (Strong candidate)
    about 320 ft away
  • 475 Sansome St
    20 stories · 76% daylit · 336 estimated homes · scores 74/100 (Strong candidate)
    about 470 ft away

A screen, not a feasibility study, from outlines and heights rather than plans: the method and how to correct a figure. If you know this building’s interior, you know what this model cannot see.