150 Spear St

150 Spear St is a 18-story building in Downtown San Francisco with 83% of its floor area within daylight reach of a facade. This screen estimates 234 homes and scores it 79 out of 100 for office-to-residential conversion suitability.

CA-11 · Screened 2026-10-12 · Strong candidate

Build a free conversion planCheck its numbers, lay out its homes and get a two-page PDF. Free.

Where 150 Spear St is

Its block in Downtown San Francisco, drawn from San Francisco's own building outlines and street centerlines.

101 Mission St: scores 99 out of 100201 Spear St: scores 92 out of 100177 Steuart St: scores 84 out of 10060 Spear St: scores 83 out of 100155 Main St: scores 81 out of 100120 Howard St: scores 72 out of 100180 Howard St: scores 67 out of 100101 Howard St: scores 62 out of 100211 Main St: scores 53 out of 1009992838172676279SPEAR STMAIN STMISSION STHOWARD STN100 ftDowntown San Francisco
Suitability score
0–29
30–49
50–69
70–100
  • Already housing
  • Not screened
  • 150 Spear St
150 Spear St and the 1,000 ft of Downtown San Francisco around it. The streets are drawn at the width of the right-of-way they run down, sidewalks included, and named, and every building on these blocks is drawn. What is left open and stippled is neither: a surface lot, a plaza or a vacant parcel. The screened buildings are colored by the ramp above, the same one the district map uses, carry their score, and each is a link to its own page. Each casts a shadow as long as its measured height lets it, so towers stand out from the low buildings around them; the unscreened buildings have no measured height and cast none. 150 Spear St is outlined in its own score color at the outline it covers at ground level. Its windowless core is hatched. The inset places it among every building the screen covers.
59 ftAA100 ftDaylit 83%Core 2,668 sq ft
Floor plan: 83% of each floor sits within daylight reach of a facade. The shading is daylight, darkest at the windows and gone 35 ft in. The hatched area is windowless core: 2,668 sq ft per floor that must be renovated but can never be rented as an apartment. The dimension marks the deepest interior point, 59 ft from the nearest window. A–A is where the section beside it is cut.
Windowless core18 floors50 ft
Section A–A: cut across the depth of the plate, through the middle of the core. Daylight reaches 35 ft in from every facade, fading as it goes, and the hatched stripe left between the lit edges is floor that gets converted and can never be rented: 2,668 sq ft on the floor the screen scores, and 45,355 sq ft over 17 residential floors. The shaded ground floor is converted like the rest and counted as no homes.

This building does not pencil at default assumptions, even with a modeled RESIDE Act grant.

Every floor carries 2,668 sq ft of windowless core — area that must be gutted, seismically braced and sprinklered but can never be rented as an apartment. Across 17 residential floors that is 45,355 sq ft of cost carrying no revenue.

Modeled conversion metrics for 150 Spear St, 2026-10-12.

Suitability scoreStrong candidate79 / 100
Storiesfrom 232 ft LiDAR (2010) height ÷ 12 ft floor-to-floor18
Floor plateper floor, from the city footprint15,607 sq ft
Daylight efficiencyshare within 35 ft of a facade83%
Deepest interior pointviability threshold is 80 ft59 ft
Windowless coreper floor — renovated but never rentable2,668 sq ft
Estimated homesat 750 sq ft average234
Conversion cost$405/sq ft all-in on 265,325 sq ft$107.5M
Gap before grantshortfall against completed value$21.8M
Modeled RESIDE grantat the statutory per-award cap$10.0M
BuiltSan Francisco's own record of the construction year1983
ZoningFinancial District/South BeachC-3-O(SD)
Opportunity Zonenot in a 2018 designated tractNo

The plan: window line, shape and floor rhythm

38 ft of exterior wall for each home the screen estimates — enough for two- and three-bedroom homes across the plan.

The typical floor has 520 ft of exterior wall, and across 17 residential floors the building carries 8,834 ft of it in total, divided among the 234 homes this screen estimates.

Its plate is compact at 0.73: close to a square or a circle, the most efficient envelope an office can have and the least generous one for apartments: little perimeter to divide among homes. How window line and plate shape are measured.

At the model’s 750 sq ft average, the plan works out at about 13.8 homes per floor, repeated on every residential floor, since this building's outline does not change as it rises.

Why 150 Spear St scores 79 out of 100

Daylight efficiency 86, Interior depth 51, Scale 100, Finance 82 — each out of 100, then weighted.

Score components for 150 Spear St. Points are the subscore times its weight.

ComponentSubscoreWeightPoints
Daylight efficiency83% of the floor area within 35 ft of a facade, scored from 40% up to 90%8645%38.6
Interior depthdeepest interior point 59 ft from a facade, scored from 80 ft down to 40 ft5125%12.9
Scale234 estimated homes, scored from 0 up to 15010015%15.0
Financeremaining gap is 11% of conversion cost, scored from 60% down to 0%8215%12.3

Most of what it earns comes from daylight efficiency, and what holds it back most is interior depth, at 51 out of 100: deepest interior point 59 ft from a facade, scored from 80 ft down to 40 ft.

Built in 1983

San Francisco records this building as going up in 1983, which puts it in the late-modern stock.

As a rule, typically the hardest to convert: the deepest plates of any era, large central cores, and floor-to-floor heights tight enough that running residential drainage under a ceiling can be the thing that ends a project. That is the era’s general tendency rather than a finding about this building — the model reads an outline and a height, and can see nothing inside — but it is the first thing an architect would want to know, and it colours how much confidence the 83% daylight figure above deserves.

What the conversion would cost

$405 per square foot all-in across 265,325 sq ft of converted floor, or $107.5M in total — about $459K for each of the 234 homes.

All-in cost per square foot for 150 Spear St: base cost plus the code work a change of use triggers.

Base conversion cost$260/sq ft
Seismic retrofit (change of use)$45/sq ft
Plumbing risers to every unit$40/sq ft
Operable windows and glazing$30/sq ft
Additional egress stair$18/sq ft
Fire sprinklers (NFPA 13R)$12/sq ft
All-in$405/sq ft

That cost is charged across every converted square foot, including the 45,355 sq ft of windowless core, which has to be gutted, seismically braced and sprinklered like the rest of the building and then earns nothing. Against it the model sets a completed value of $366K a home, which for 234 homes is $85.6M.

What would have to be true

A $21.8M gap before any grant, $11.8M after the modeled one. The smallest single change that would close it: average unit size 12% down.

The shortfall before any grant is $21.8M. Closing it from the value side means each of the 234 homes finishing at $459K rather than the $366K the model assumes — 25% more. Closing it from the cost side means getting all-in cost down from $405 to $323 per square foot.

A modeled RESIDE grant of $10.0M moves that threshold to $416K a home. That is still above the $366K assumed, leaving $11.8M uncovered, which is why the grant does not unlock this one.

Nor do all four levers have to move. For 150 Spear St, one alone would close the gap at:

Single-assumption flip points for 150 Spear St, each holding the other three at their defaults.

Average unit sizethe binding constraint — the least this building would need12% downto 659 sq ft
Completed value per home14% upto $416K
Circulation efficiency14% upto 91%
Conversion cost per square foot17% downto $215/sq ft

All four are sliders in the survey, where 150 Spear St re-scores against your own numbers.

How it compares in Downtown San Francisco

150 Spear St ranks 128th of the 205 buildings screened here, against a median score of 87.

Its floor plate is better lit than 40% of them, and shallower than 32% of them at its deepest interior point. On size it is the 77th largest by estimated homes. The full survey of all 205 buildings ranks and maps every one of them, and the list by address links each to its own page.

Within Financial District/South Beach and the C-3-O(SD) zone

107th of 165 in Financial District/South Beach, 30th of 66 zoned C-3-O(SD) — the comparison that shares its rules, rents and streets.

San Francisco places 165 of the screened buildings in Financial District/South Beach. 150 Spear St ranks 107th of them against a median score of 88. 121 score 70 or more, their median deepest interior point is 47 ft from a facade against this building’s 59 ft, and together they would hold an estimated 40,456 homes. The group’s top scorer is 870 Market St, at 100.

66 of the screened buildings are zoned C-3-O(SD). 150 Spear St ranks 30th of them against a median score of 72. 37 score 70 or more, their median deepest interior point is 59 ft from a facade against this building’s 59 ft, and together they would hold an estimated 18,546 homes. The group’s top scorer is 140 New Montgomery St, at 100.

Its nearest match in size: 555 Montgomery St

The screened building closest to 150 Spear St in converted floor area is 555 Montgomery St: 265,851 sq ft over 20 stories, against 265,325 sq ft over 18 here.

150 Spear St scores 79 to its 84, and with the size held roughly equal most of that shortfall comes from interior depth: 51 out of 100 here, 67 there (deepest interior point 53 ft from a facade, scored from 80 ft down to 40 ft). On the money they sit in the same place: each falls short even with the modeled grant. The two stand about 3,000 ft apart.

Would it qualify for a RESIDE Act grant?

The model awards 150 Spear St $10.0M, on the assumption it qualifies. Whether it does, no published dataset can say.

That figure assumes the building meets the Act’s vacant-and-abandoned test, which turns on code-enforcement and receivership records no city publishes.

It does not sit in a 2018 designated Opportunity Zone, so it would not draw that Section 201 priority.

Other buildings screened near 150 Spear St

The 4 closest the screen also covers, from 170 ft away. They are the colored outlines on the plan at the top of this page.

  • 155 Main St
    19 stories · 83% daylit · 244 estimated homes · scores 81/100 (Strong candidate)
    about 170 ft away
  • 101 Mission St
    21 stories · 93% daylit · 220 estimated homes · scores 99/100 (Strong candidate)
    about 190 ft away
  • 120 Howard St
    12 stories · 77% daylit · 171 estimated homes · scores 72/100 (Strong candidate)
    about 220 ft away
  • 180 Howard St
    13 stories · 77% daylit · 178 estimated homes · scores 67/100 (Worth a feasibility study)
    about 270 ft away

A screen, not a feasibility study, from outlines and heights rather than plans: the method and how to correct a figure. If you know this building’s interior, you know what this model cannot see.