400 Howard St

400 Howard St is a 10-story building in Downtown San Francisco with 62% of its floor area within daylight reach of a facade. This screen estimates 237 homes and scores it 35 out of 100 for office-to-residential conversion suitability.

CA-11 · Screened 2026-10-12 · Marginal

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Where 400 Howard St is

Its block in Downtown San Francisco, drawn from San Francisco's own building outlines and street centerlines.

301 Howard St: scores 72 out of 100440 Mission St: scores 70 out of 100199 Fremont St: scores 67 out of 100100 1st St: scores 60 out of 100500 Howard St: scores 52 out of 100216 Beale St: scores 47 out of 100101 1st St: scores 35 out of 100505 Howard St: scores 35 out of 100235 1st St: scores 32 out of 10067605247353235NATOMA STHOWARD STFREMONT ST1ST STMINNA STN100 ftDowntown San Francisco
Suitability score
0–29
30–49
50–69
70–100
  • Already housing
  • Not screened
  • 400 Howard St
400 Howard St and the 1,000 ft of Downtown San Francisco around it. The streets are drawn at the width of the right-of-way they run down, sidewalks included, and named, and every building on these blocks is drawn. What is left open and stippled is neither: a surface lot, a plaza or a vacant parcel. The screened buildings are colored by the ramp above, the same one the district map uses, carry their score, and each is a link to its own page. Each casts a shadow as long as its measured height lets it, so towers stand out from the low buildings around them; the unscreened buildings have no measured height and cast none. 400 Howard St is outlined in its own score color at the outline it covers at ground level. Its windowless core is hatched. The inset places it among every building the screen covers.
82 ftAA100 ftDaylit 62%Core 15,101 sq ft
Floor plan: 62% of each floor sits within daylight reach of a facade. The shading is daylight, darkest at the windows and gone 35 ft in. The hatched area is windowless core: 15,101 sq ft per floor that must be renovated but can never be rented as an apartment. The dimension marks the deepest interior point, 82 ft from the nearest window. A–A is where the section beside it is cut.
No homesWindowless coreDaylit10 floors50 ft
Section A–A: cut across the depth of the plate, through the middle of the core. Daylight reaches 35 ft in from every facade, fading as it goes, and the hatched stripe left between the lit edges is floor that gets converted and can never be rented: 15,101 sq ft on the floor the screen scores, and 135,908 sq ft over 9 residential floors. The shaded ground floor is converted like the rest and counted as no homes.

This building does not pencil at default assumptions, even with a modeled RESIDE Act grant.

Every floor carries 15,101 sq ft of windowless core — area that must be gutted, seismically braced and sprinklered but can never be rented as an apartment. Across 9 residential floors that is 135,908 sq ft of cost carrying no revenue.

Modeled conversion metrics for 400 Howard St, 2026-10-12.

Suitability scoreMarginal35 / 100
Storiesfrom 153 ft LiDAR (2010) height ÷ 12 ft floor-to-floor10
Floor plateper floor, from the city footprint39,881 sq ft
Daylight efficiencyshare within 35 ft of a facade62%
Deepest interior pointviability threshold is 80 ft82 ft
Windowless coreper floor — renovated but never rentable15,101 sq ft
Estimated homesat 750 sq ft average237
Conversion cost$405/sq ft all-in on 358,927 sq ft$145.4M
Gap before grantshortfall against completed value$58.6M
Modeled RESIDE grantat the statutory per-award cap$10.0M
BuiltSan Francisco's own record of the construction year2008
ZoningFinancial District/South BeachC-3-O(SD)
Opportunity Zonenot in a 2018 designated tractNo

The plan: window line, shape and floor rhythm

33 ft of exterior wall for each home the screen estimates — enough for two- and three-bedroom homes across the plan.

The typical floor has 881 ft of exterior wall, and across 9 residential floors the building carries 7,931 ft of it in total, divided among the 237 homes this screen estimates.

Its plate is moderately compact at 0.65: a squarish plan, with enough perimeter for a conventional double-loaded corridor. How window line and plate shape are measured.

At the model’s 750 sq ft average, the plan works out at about 26.3 homes per floor, repeated on every residential floor, since this building's outline does not change as it rises.

Why 400 Howard St scores 35 out of 100

The weighted components add to 42, but the score is capped at 35 because its deepest interior point is 82 ft from a facade, past the 80 ft threshold beyond which conversion requires carving a light well.

Score components for 400 Howard St. Points are the subscore times its weight.

ComponentSubscoreWeightPoints
Daylight efficiency62% of the floor area within 35 ft of a facade, scored from 40% up to 90%4445%19.9
Interior depthdeepest interior point 82 ft from a facade, scored from 80 ft down to 40 ft025%0.0
Scale237 estimated homes, scored from 0 up to 15010015%15.0
Financeremaining gap is 33% of conversion cost, scored from 60% down to 0%4415%6.6

Most of what it earns comes from daylight efficiency, and what holds it back most is interior depth, at 0 out of 100: deepest interior point 82 ft from a facade, scored from 80 ft down to 40 ft.

Built in 2008

San Francisco records this building as going up in 2008, which puts it in the modern stock.

As a rule, newer systems and better structure, but usually built deep and sealed for office use, and rarely cheap enough to buy at a price that lets a conversion pencil. That is the era’s general tendency rather than a finding about this building — the model reads an outline and a height, and can see nothing inside — but it is the first thing an architect would want to know, and it colours how much confidence the 62% daylight figure above deserves.

What the conversion would cost

$405 per square foot all-in across 358,927 sq ft of converted floor, or $145.4M in total — about $613K for each of the 237 homes.

All-in cost per square foot for 400 Howard St: base cost plus the code work a change of use triggers.

Base conversion cost$260/sq ft
Seismic retrofit (change of use)$45/sq ft
Plumbing risers to every unit$40/sq ft
Operable windows and glazing$30/sq ft
Additional egress stair$18/sq ft
Fire sprinklers (NFPA 13R)$12/sq ft
All-in$405/sq ft

That cost is charged across every converted square foot, including the 135,908 sq ft of windowless core, which has to be gutted, seismically braced and sprinklered like the rest of the building and then earns nothing. Against it the model sets a completed value of $366K a home, which for 237 homes is $86.7M.

What would have to be true

A $58.6M gap before any grant, $48.6M after the modeled one. The smallest single change that would close it: average unit size 36% down.

The shortfall before any grant is $58.6M. Closing it from the value side means each of the 237 homes finishing at $613K rather than the $366K the model assumes — 68% more. Closing it from the cost side means getting all-in cost down from $405 to $242 per square foot.

A modeled RESIDE grant of $10.0M moves that threshold to $571K a home. That is still above the $366K assumed, leaving $48.6M uncovered, which is why the grant does not unlock this one.

Nor do all four levers have to move. For 400 Howard St, one alone would close the gap at:

Single-assumption flip points for 400 Howard St, each holding the other three at their defaults.

Average unit sizethe binding constraint — the least this building would need36% downto 482 sq ft
Conversion cost per square foot52% downto $125/sq ft
Completed value per home56% upto $571K

All four are sliders in the survey, where 400 Howard St re-scores against your own numbers.

How it compares in Downtown San Francisco

400 Howard St ranks 196th of the 205 buildings screened here, against a median score of 87.

Its floor plate is better lit than 3% of them, and shallower than 4% of them at its deepest interior point. On size it is the 75th largest by estimated homes. The full survey of all 205 buildings ranks and maps every one of them, and the list by address links each to its own page.

Within Financial District/South Beach and the C-3-O(SD) zone

160th of 165 in Financial District/South Beach, 63rd of 66 zoned C-3-O(SD) — the comparison that shares its rules, rents and streets.

San Francisco places 165 of the screened buildings in Financial District/South Beach. 400 Howard St ranks 160th of them against a median score of 88. 121 score 70 or more, their median deepest interior point is 47 ft from a facade against this building’s 82 ft, and together they would hold an estimated 40,456 homes. The group’s top scorer is 870 Market St, at 100.

66 of the screened buildings are zoned C-3-O(SD). 400 Howard St ranks 63rd of them against a median score of 72. 37 score 70 or more, their median deepest interior point is 59 ft from a facade against this building’s 82 ft, and together they would hold an estimated 18,546 homes. The group’s top scorer is 140 New Montgomery St, at 100.

Its nearest match in size: 464 California St

The screened building closest to 400 Howard St in converted floor area is 464 California St: 342,046 sq ft over 12 stories, against 358,927 sq ft over 10 here.

464 California St scores 82 and 400 Howard St only 35, and the difference is a hard fail rather than a matter of degree: the lower one is capped at 35 because its deepest interior point is 82 ft from a facade, past the 80 ft threshold beyond which conversion requires carving a light well. On the money they sit in the same place: each falls short even with the modeled grant. The two stand about 2,400 ft apart.

Would it qualify for a RESIDE Act grant?

The model awards 400 Howard St $10.0M, on the assumption it qualifies. Whether it does, no published dataset can say.

That figure assumes the building meets the Act’s vacant-and-abandoned test, which turns on code-enforcement and receivership records no city publishes.

It does not sit in a 2018 designated Opportunity Zone, so it would not draw that Section 201 priority.

Other buildings screened near 400 Howard St

The 4 closest the screen also covers, from 310 ft away. They are the colored outlines on the plan at the top of this page.

  • 235 1st St
    10 stories · 54% daylit · 347 estimated homes · scores 32/100 (Marginal)
    about 310 ft away
  • 500 Howard St
    10 stories · 69% daylit · 187 estimated homes · scores 52/100 (Worth a feasibility study)
    about 340 ft away
  • 101 1st St
    63 stories · 59% daylit · 1,457 estimated homes · scores 35/100 (Marginal)
    about 380 ft away
  • 199 Fremont St
    25 stories · 75% daylit · 414 estimated homes · scores 67/100 (Worth a feasibility study)
    about 420 ft away

A screen, not a feasibility study, from outlines and heights rather than plans: the method and how to correct a figure. If you know this building’s interior, you know what this model cannot see.